Though roofing replacement is recommended for roofs over 25 years old, most people forget about it until the roof is too old and issues arise. Missing shingles, cracked tiles, damaged flashings, and leaks appear, and the solution is usually a roof replacement, which may take away a large chunk of your income.
However, getting a new roof doesn’t have to be impossibly expensive, and figuring out how to pay for it doesn’t have to cause stress and anxiety. There are several ways to get your roof replaced on time. From choosing affordable materials to working with budget-friendly services, getting a roof replacement can be accessible to everyone in Alachua County.
How to get a high-quality roof replacement on a budget
1. Choosing affordable roofing materials
The company you choose is essential in controlling roofing project costs. Their estimates will reflect their labor fees, allowing you to compare and select the best fit for your budget. The second is the roofing material for your professional roof replacement.
From asphalt shingles to clay tiles, roofing materials have unique strengths and weaknesses and vary in price, depending on the supplier. As a general rule, asphalt shingles are cheaper than other materials. However, going for affordable roof replacement doesn’t mean you have to choose the cheapest option. Besides being budget-friendly, your roof must also be durable and resistant to the weather inclemencies in Alachua County.
For example, architectural shingles may be your best choice if you are looking for low-cost roof replacement and already have a shingle roof. These shingles cost an average of $5 – $7 per square foot, are resistant to water damage and high winds, and can last up to 25 years. Although they’re not the cheapest option, three-tab shingles are generally not recommended since they are skinny and rarely last more than 15 years.
But if your roof has other roofing materials that are more costly than shingle, it is best to choose the same material or upgrade it. For instance, metal roofs can be more expensive than shingle ones, but they’re also more durable and require maintenance less frequently.
So, when looking for a quality roof replacement, consider your current roofing material and whether you can upgrade it during the replacement process.
2. Financing with the roofing company
Budget-friendly roofing contractors know that not everyone has $5,000 under the mattress to afford their roof replacement, but it’s better if you don’t delay it for too long, so they’ll likely have financing options for you.
This is the easiest option for getting an affordable roof replacement without saving every paycheck for two years. Most roofing companies won’t require a perfect credit score, and the paperwork and credit check will be less stressful than working with a bank. Financing directly with your roofing company will benefit you with low-interest payments on terms that suit your current possibilities.
If you’re looking for affordable roof replacement near me in your browser, Atlantic Roofing is here to help. For over a decade, we’ve been proudly serving our community in Alachua County with supportive financing options to get the high-quality roof they deserve.
3. Apply for a home equity loan
Your home equity can significantly help when you urgently need a professional roof replacement. These loans consider how much is left on your mortgage and your property’s current market value to determine if you are eligible and can cover the replacement at a low interest rate.
Still, you should be thoughtful when applying for home equity loans for roofing replacement. Although affordable and relatively fast to get, your home will be the collateral, creating a risk of foreclosure if you cannot meet the agreed payments with the lender you must be aware of.
If you are considering applying for a loan, consult with a financial advisor to ensure you can afford the payments in the long term and develop a payment plan that guarantees you will meet the deadlines. A high-quality roof replacement is crucial but shouldn’t put you at financial risk.
As can be seen, getting a roof replacement for your property is possible without getting overly stressed about finances. Whether you choose a company with affordable services and financing options or apply for a home equity loan, consulting with roofing and financial professionals is always recommended. They’ll guide you to choose the best option, guaranteeing a durable and functional roof while protecting your finances.
Finance your new roof with Atlantic Roofing & Exteriors!
For over 30 years, our priority has been offering you low-cost roof replacement, maintenance, and repairs without sacrificing quality, and we’re proud to say we fulfill that promise in every work.
We have partnered with multiple local roofing suppliers to offer 100% American, high-quality roofing materials covered by the best warranties in Alachua County. So, when you choose to trust us for your professional roof replacement, you’re getting unparalleled workmanship and the certainty that your roof was replaced with the best materials on the market, which is warranted in case an issue arises.
Contact us today and let your new roof in professional hands!